financial crisis

OMG...

today is my 1st day of work. last nite insomnia again. this time cos i was vex w d pay amt & hw to sort things out s in for all d expenses. thks to d small pay & oso no bonus...

option 1: i give my parents more but den in far future, i ve to cut their 'salaries'.

option 2: i give them watever i could afford in future rather than nw so no 'pay cut' for them?

think of it, option 2 seems gd. it oso means i can save up d rest of d amt nw. but... d prob is... i'm in debt of my poly n uni fee...

today, my friend told me tt actually d pay amt stated exclude own cpf contribution so which means i need to minus 20% off. n based on logic, my uni fee min payback sum should b d 4 times of my poly min sum. but is it really true? or is it more?

substracting only my own expenses for insurance, food n transport n all d cfm gifts amt for occassion like bday, mothers' day, CNY, mid-autumn fest, x'mas, weddins, hse warming, bb showers, etc etc, n oso all d basic necessities, utilities, misc, i'm jus left w estimate of less than $200. this exclude d amt for my uni sch fee n d amt to give my parents n grandma n godma.

so, even option 2 is not applicable for me. but if i don give any to them, surely they wont b happy. they alrdy been sayin their friends/colleagues got like hundreds fr their kids every mth n on their bday. but den even my plan for their bday celebration amt is jus a 2 whole no & no whr near d 3 digit figure which they seemed to b expecting.

w only less than 200 to settle their allowance n my uni fee, even if i gave my parents only w jus 100 per mth, it oso seemed too little. n tt means my uni fee is another prob.

i shouldn't ve study uni since there isn't much increase in pay anyway esp when there is no bonus. i b better off w/o d uni cert cos i wont b in d heavier debt of d uni sch fee s compared to my poly sch fee.

wat should i do? i noe cfm i cannot give them more nw. tt's for sure though cpf haven bug me to return d $$. cos if by den, i sure ve to cut d amt even more to give them.

tt's y i was so stress up on sat when mum kip sayin tt my aunt should get money fr my cousin for all d trips, etc. i'm in d wrong field la. even my dad earn so much more than me lor.